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{{infobox | {{infobox | ||
| nameofpractice =Loteria | |||
| flagemoji =🇦🇱 | |||
| definition =Private lottery scheme / collective savings scheme | |||
| location =Albania | |||
| imagemap =Albania map.png | |||
| clusters = | |||
[[:Category:Market|Market]] – [[:Category: Functional ambivalence| Functional ambivalence]] – [[:Category: System made me do it| System made me do it]] – [[:Category: Survival| Survival]] – [[:Category: Informal welfare| Informal welfare]] | |||
| categories = | |||
[[:Category:Albania|Albania]] – [[:Category: Balkans| Balkans]] – [[:Category: Scheme| Scheme]] – [[:Category: Lottery| Lottery]] – [[:Category: Savings| Savings]] – [[:Category: Credit| Credit]] – [[:Category: Mutual help| Mutual help]] | |||
| authorofpiece =Drini Imami, Abel Polese and Klodjan Rama | |||
| authorinstitution =Faculty of Economics and Agribusiness, Agricultural University of Tirana, Albania; School of Law & Government, Dublin City University, Ireland; Leibniz Institute of Agricultural Development in Transition Economies (IAMO), Germany | |||
| authorwebsite =[https://www.researchgate.net/profile/Imami_Drini Profile page at Researchgate], [https://www.dcu.ie/law_and_government/people/Abel-Polese.shtml Profile page at DCU], [https://www.researchgate.net/profile/Klodjan_Rama Profile page at Researchgate]}} | |||
<big>'''By Drini Imami, Abel Polese and Klodjan Rama, Faculty of Economics and Agribusiness, Agricultural University of Tirana, Albania; School of Law & Government, Dublin City University, Ireland; Leibniz Institute of Agricultural Development in Transition Economies (IAMO), Germany'''</big> | |||
[[Category:Market]] | |||
[[Category: Functional ambivalence]] | |||
[[Category: System made me do it]] | |||
[[Category: Survival]] | |||
[[Category: Informal welfare]] | |||
[[Category:Albania]] | |||
[[Category: Balkans]] | |||
[[Category: Scheme]] | |||
[[Category: Lottery]] | |||
[[Category: Savings]] | |||
[[Category: Credit]] | |||
[[Category: Mutual help]] | |||
[[Category:Entry]] | |||
[[Category: Volume 2]] | |||
{| class="wikitable" | |||
|- | |||
|style="font-size:1.1em;"|In addition to state lotteries, in Albania ''loteria'' refers to a private lottery scheme through which money is poured into a common pool and is then awarded to one member of the community each month by drawing lots. It works in a way that is similar to the [[tanda]] scheme in Mexico. | |||
|} | |||
The scheme originated in communist Albania. Although no written reference to the scheme exists that allows the start of the practice to be located chronologically, it is possible to place the practice in the 1970s, as this the period to which most informants refer and was also the period when many of the industrial complexes and large factories started operating in Albania (Kovacs et al 2016)<ref>Kovacs, B., Morris, J., Polese, A., and Imami, D. 2016. ‘Looking at the ‘sharing’ economies concept through the prism of informality’, Cambridge Journal of Regions, Economy and Society (in press)</ref>. | The scheme originated in communist Albania. Although no written reference to the scheme exists that allows the start of the practice to be located chronologically, it is possible to place the practice in the 1970s, as this the period to which most informants refer and was also the period when many of the industrial complexes and large factories started operating in Albania (Kovacs et al 2016)<ref>Kovacs, B., Morris, J., Polese, A., and Imami, D. 2016. ‘Looking at the ‘sharing’ economies concept through the prism of informality’, Cambridge Journal of Regions, Economy and Society (in press)</ref>. | ||
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The goal is no longer the purchase of household equipment, but rather having an available sum of money that would allow an extraordinary purchase. The money might be used for a variety of items ranging from the purchase of a mobile phone or an ipad, to paying for a holiday. Because salaries are now paid at different times, and participants may come from different environments, they need to agree on a specific payday and a draw day. They might also on occasions decide not to apply the lottery scheme at all, but simply agree consensually on when each participant will receive their money. Should they fail to agree, if for instance too many people want the money in the same month, then they would revert to drawing tickets and get back to the lottery-like method of allocating the savings. | The goal is no longer the purchase of household equipment, but rather having an available sum of money that would allow an extraordinary purchase. The money might be used for a variety of items ranging from the purchase of a mobile phone or an ipad, to paying for a holiday. Because salaries are now paid at different times, and participants may come from different environments, they need to agree on a specific payday and a draw day. They might also on occasions decide not to apply the lottery scheme at all, but simply agree consensually on when each participant will receive their money. Should they fail to agree, if for instance too many people want the money in the same month, then they would revert to drawing tickets and get back to the lottery-like method of allocating the savings. | ||
==References | ==References== | ||
#Boka, M., & Torluccio,G. 2013. ‘Informal economy in Albania’, Academic Journal of Interdisciplinary Studies, MCSER Publishing: Rome-Italy, 2(8): 212-221. | #Boka, M., & Torluccio,G. 2013. ‘Informal economy in Albania’, Academic Journal of Interdisciplinary Studies, MCSER Publishing: Rome-Italy, 2(8): 212-221. | ||
#Gërxhani, K., & Van de Werfhorst, H. G. 2013. ‘The effect of education on informal sector participation in a post-communist country’, European Sociological Review, 29 (3): 464-476. | #Gërxhani, K., & Van de Werfhorst, H. G. 2013. ‘The effect of education on informal sector participation in a post-communist country’, European Sociological Review, 29 (3): 464-476. | ||
#King, R., & Vullnetari, J. 2016. ‘From shortage economy to second economy: An historical ethnography of rural life in communist Albania’, Journal of Rural Studies, 44, 198-207. | #King, R., & Vullnetari, J. 2016. ‘From shortage economy to second economy: An historical ethnography of rural life in communist Albania’, Journal of Rural Studies, 44, 198-207. | ||
#Muceku, H., & Muça, A. 2014. ‘Informal Economy In Albania–Its Costs in the Country Development’, Mediterranean Journal of Social Sciences, 5(9): 642 – 649. | #Muceku, H., & Muça, A. 2014. ‘Informal Economy In Albania–Its Costs in the Country Development’, Mediterranean Journal of Social Sciences, 5(9): 642 – 649. | ||